Real Estate Properties in Astrology


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Real estate property is an immovable property refers to land, fixture and appurtenances or anything permanent in nature like structures, tress, minerals, and the interest, benefits, and inherent rights.

Generally real estate properties include

  • Vacant land

Farm and ranch

  • Residential properties

   Different types of homes, including condominiums, separate homes, duplexes, high value homes, vacations homes, etc.

  • Commercial properties

Commercial property can be empty land zoned for commercial use, or an existing business building or buildings.

Factors responsible for having real estate properties

  • 4th house/lord: represents home and property related matters.
  • Mars and Saturn: are main significator planets of property and home related matters.
  • Venus: represents luxuries and valuable things.  

 Different combination for having real estate properties

  • Lord of 4th house is in exaltation/own sign/friendly sign/associated or aspected by benefice, indicates the surplus real estate property of the native.
  • Lord of 4th posited in 10th and 10th lord is posited in 4th house, aspected by Mars or having a strong Mars in the horoscope denotes surplus real estate property.
  • Lord of 4th is posited in 4th house and aspected by a benefice indicates the native will have surplus of land and excess of houses, which will fill his life with joy and happiness.
  • Lords of 4th and 9th placed in 11th and aspected by benefice, native will be the owner of lands and many houses.
  • Lord of 4th and Jupiter placed together in quadrant indicate excess of land and houses.
  • Sign of house/Lord of 4th is of moveable nature indicates the native will have multiple real estate properties in many places.
  • Lord of 4th posited in 2nd/11th indicates the native will get excess of land property.
  • Lords of ascendant, 3rd, 4th, 6th, 7th, 9th and 12th are with the lord of 5th indicates the native will have high quality mine land. 
  • Lord of ascendant is placed in 2nd, and lord of 2nd is placed in 11th and the lord of 11th is posited in ascendant, indicates the ownership of mining property.
  • Lords of 4th and11th exchange their houses; the native will get unexpected property.
  • Lord of 4th and 9th posited in 11th house and lord of 2nd placed in 10th house; indicate the sudden gain of real estate properties.

Denial of real estate property in horoscope

  • Lord of 4th is debilited/set/inimical placed/associated or aspected with malefic/hammed between malefic planets, indicate absence or loss of real estate properties.
  • Mars is debilited/set/inimically placed/associated or aspected by malefic, indicates absence of real estate property.

BY

GEETA JHA [SPIRITUAL HEALER]

INDIA

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Top 10 Best OTC (Over-the-Counter) Allergy Medicines


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Most people who are looking for allergy treatments are suffering from hay fever, which doctors call allergic rhinitis. Your nose itches and runs; you sneeze. Your nose may get congested. For some people, the itchiness is the worst. The congestion bothers others more than anything else. Your eyes may run and itch along with your nose. Or you might just have eye allergies.

 There are also skin allergies. Let’s say you are allergic to poison oak or poison ivy and you touch the plant. You will have an allergic reaction to it. Your skin will get red and itchy, or even worse.

Sometimes you need to see the doctor if you don’t know what is wrong with you or how serious it is.  If you know you have hay fever, you are in luck. Almost every kind of medicine used to treat hay fever is now available over the counter. Unfortunately, the over-the-counter medicines for eye allergies are not as effective, but there are some you can try. If your eyes really bother you, you can always try taking an antihistamine orally even if that is all the symptoms you have. The medicines available for skin allergy do help, but they are not as strong as prescription medications

 A lot of people with allergies also have asthma. There are absolutely no effective medications over-the-counter for asthma. Asthma can be serious. If you suspect you have asthma you need to see a doctor. Asthma causes trouble breathing – not from a clogged nose, but from the lungs. You may have a cough. You may make a sound when you breathe which is called wheezing. If you have any symptoms involving your breathing you must get medical treatment from a doctor.

You need to know that there is nothing special or different about inside as opposed to outside allergies. Some of the pharmaceutical companies run ads saying their medicine is better for indoor allergies than the other medication, or that it is better for outdoor allergies, or both. Your body does not know the difference. The allergic reaction is the same whether or not you are reacting to a cat inside or pollen outside.

You also need to know that the chemical that causes most of your symptoms is called histamine. When you react to something that you are allergic to, your cells release histamine, and then the itching and sneezing starts. Antihistamines stop histamine from bonding to certain cells. That prevents the cells from releasing a whole cascade of allergy-inducing chemicals.

So here are the top ten OTC medicines for allergy relief.

10. Crolom eye drops

These eye drops does not treat symptoms directly or immediately. The drops are used to prevent the allergies from happening. The medication stops cells in your eyes from releasing the chemicals that make them itch and run. So you have to use them on a daily basis, starting from before the time of year you usually get eye allergies. If you are already having symptoms, it will take a couple of weeks of use for you to know if this is going to help you. It is worth trying, because it is really completely safe. There are always long lists of possible side effects from anything, but this is as safe a medicine as you can find. It’s worth giving it a two to four week try.

9. NasalCrom

This used to be a prescription nose spray. It is made from the same medication as the Crolom eye drops and it works the same way. You need to spray it in your nose before allergy season starts, if possible. Again, you need to give it two to four weeks to really see if it is going to help you. There are generic formulations of Nasalcrom (cromolyn sodium nasal spray).

8. Ocean Sinus Irrigation

This is a modified salt water solution. It comes in a simple spray bottle (Ocean Nasal Spray) or a large canister that can actually spray a lot more in your nose and clean out your nose and sinuses. This is great if you have a lot of mucous and you feel it in the back of your throat, or you feel like you have to clear your throat a lot. It is also good if you have had a sinus infection – which people with allergies may have more often. It is also good if you have been out and around in a city with a lot of particulate dirt in the air. When that happens, you can sometimes see the dark particles in your mucous. That makes allergies worse. So flush everything out with salt water. The big spray canister does not have a generic, but you can buy it at Costco.

7. Pseudoephedrine Hydrochloride

This used to be what Sudafed was made of. They still have it as Sudafed or other brands, but in many states you have to ask at the pharmacy counter and you have to show your driver’s license, and sign a list with your name and address. That is because pseudoephedrine can be used, and has been used, to make methamphetamine. So you can only buy a limited amount. This is the best decongestant without any question. What this will do is open up a plugged nose, as well as open up plugged Eustachian tubes. Those are the tubes between your nose and your ears that plug up when you go up in a plane or up a mountain. If your allergies are bothering you and an antihistamine is not enough to unplug everything, pseudoephedrine will take care of it. It comes in many generics, which will also be behind the pharmacy counter in many states. If you buy Sudafed off the shelf, you will now probably be getting Sudafed PE, phenylephrine hydrochloride, which cannot be used to make crystal meth but also does not work very well. Most of the combination pills use the phenylephrine so they don’t have to be behind the counter. If you are buying prescription Claritin and you need a decongestant too, Claritin D has pseudoephedrine. Go for the pseudoephedrine. You can ask the pharmacist for real Sudafed if you don’t remember the name.

6. Visine-A

These eye drops have two ingredients. One is naphazoline, which constricts the blood vessels on the surface of the eye. That helps get rid of the redness. The other is pheniramine maleate, an antihistamine which stops the histamine from causing tallergic symptoms. These drops are somewhat effective and fairly safe. They come in many brands which all have the same ingredients, including Naphcon-A and Opcon-A.5. Cortaid

1% hydrocortisone is the active ingredient in most anti-itch creams. It does work. Prescription strengths usually work better, but this is better than nothing. Look for this with the least additives. Be careful not to buy cream with diphenyhydramine in it. It turns out that while diphenhydramine works great by mouth, if you put it on your skin you can develop an allergic reaction to it. So look for the hydrocortisone. It will help if you get something you are allergic to on your skin and you get an itchy rash. That could be poison oak or ivy, or it could be a chemical in makeup, shampoo, or toothpaste. If you know that you have skin allergies and you don’t have a prescription, this cream plus one of the antihistamines will help you.

4. Chlor-Trimeton (chlorpheneramine)Chlorpheneramine is the generic for Chlor-Trimeton. It is very similar in most ways to diphenhydramine (number 3). It may work better for some individuals. So if you are looking for a fast-acting medicine that might make you a little sleepy and diphenhydramine doesn’t work, try chlorpheneramine. This also comes in all sorts of combinations, with a decongestant, with a pain reliever, in longer acting capsules. Be sure you know what you are taking.

3. Benadryl (diphenhydramine)This is the generic name for Bendadryl, the most well-known antihistamine. It has been around a very long time, and it is an excellent antihistamine. However, it makes people very sleepy. It does go to work fast, but it only lasts 4 to 6 hours. It is excellent for a sudden allergy attack that was not expected, if you don’t have to drive. If you have allergies, you can carry this with you. Then, if you are allergic to cats, and you wind up visiting a friend with a cat and your allergies attack, you can take Benadryl and you will start to feel better in 30 minutes. It also works great for itchy skin rashes, like if you have been bitten by lots of mosquitoes on vacation, and you want to get a good night’s sleep. Diphenhydramine comes as a generic and in all sorts of forms.

2. Zyrtec (cetirizine)

This is the generic name for Zyrtec. It is a second-generation antihistamine like loratidine (see number 1). The television commercials make a big deal about this going to work 2 hours faster than Claritin.   It maybe goes to work a little faster. But most people need to take their antihistamines on a daily basis during certain times of the year, or maybe all year, depending on the allergy.  By day two, there is no difference in timing.  About 10% of people still get a little sleepy with cetirizine. That’s why it’s at number two. It is better for hives, but if you are having hives, you need to see your doctor. You can get generic  cetirizine at Costco, 365 pills (one a day) for about $16.

1. Claritin (loratidine)

This is the generic name for Claritin.  Loratidine is called a “second generation” antihistamine because it was developed many years after the “first generation” antihistamines. The main improvement in the second generation is that these medicines do not cause the extreme sleepiness you can get with the original ones. The other improvement is that they last 24 hours. Loratidine helps most people with allergies, with almost no side effects. Claritin is expensive. Generic loratidine is not. You can buy it at Costco – a bottle of 300 is about $12, and you won’t get a better deal than that on anything. If you want Claritin-D you can buy it, or you can buy generic loratidine and generic pseudoephedrine.

There are a lot of gimmicks and frills added to some of the brand name pills. For example, they come in a strip that dissolves in your mouth in case you need to take some and you don’t have any water. Or they are in a liquid gelcap, which may get into your system a little more quickly. None of that is really important. You are best off buying whatever generic works the best for you.

With allergies and antihistamines, sometimes you have to experiment. One person may get more relief with loratidine; another with cetirizine.  One person will feel much better after taking diphenhydramine; another does better with chlorpheneramine. Try a couple and you will probably find something that works.

A couple of words of caution are needed. There are a lot of combination pills for allergy. Please read the label of whatever you buy. If it says that it also treats sinus headaches or flu symptoms or anything else, it may have acetaminophen in it. That is generic for Tylenol. It is added to many medicines. It’s pretty safe except when you take too much. There can easily be 1000 mg. in a combination pill.  It’s not safe to take more than 4000 mg a day. Two Tylenol are 1000 mg. So if you are taking a combination allergy/cold pill and you don’t know that there is generic Tylenol in it and you take some of that a couple of times for a headache, you can overdose without realizing. That can cause liver failure, and it has happened to real people (only above 4000 mg. a day, and usually for quite a few days).

These recommendations are for generally healthy people who know that they are suffering from allergies. If you don’t know for sure, you need to see a doctor. If you have a lot of medical problems and take a lot of medicines, you should not add one of these without checking with your doctor or a pharmacist. Older people can have unexpected side effects from these medicines, such as difficulty urinating. That can happen to men with large prostate glands. Some doctors do not want their patients with high blood pressure to take a decongestant. If you are unsure, ask your doctor.

Once you know what you need to take, you can usually find it easily. The very strongest types of allergy medicines are only given by prescription. But many of the best are now over the counter.

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Section 34, and Section 149 of IPC a comment


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There is a close resemblance between common intention and common object, though both of them belong to different categories of the office in criminal law.

(However joint offender is not defined under IPC, however various provisions of the IPC contemplated joint liability of each person who have committed a criminal act or offence in furtherance of common intention).

The principle of joint liability is defining u/s 34, and 149 of IPC.

Exceptions of Section 34 –When a criminal act is done by several persons in furtherance of the common intention of all, each of such persons is liable for that act in the same manner as if it were done by him alone.

Exceptions of S34:

  1. 1. Principle of Joint Liability:

Section 34 of IPC explains the principle of joint liability, in doing the criminal act with common intention. This section attract the principle of joint liability. A joint liability of a person is determined according to the manner in which he becomes associated with commission of the crime. Normally a person may be participant in a crime in the following ways:

  • When he himself commit a crime.
  • When he share in commission of it.
  • When he, with a view to the commission of crime, sets some third agency to work, that is he makes some third party his own agent for committing the crime.
  • When he helps the offender, after the commissions of the crime committing the crime.
  1. 2. Several Person:

in this section several person means two or more than two person, criminal act must be done by several persons.

It is held in sachin jana and another v/s state of west

Bengal  that act done by two or more persons jointly and intentionally  can be taken as if done by each of them individually himself

These word of this section deals with those cased when it is difficult to distinguish precisely the part taken by each of the participant, it is deem necessary to declare all person liable for the criminal act..

.

Furtherance of Common Intention: S34 deals with the doing of separate acts, similar or distinct acts by several people. If the criminal act is done in furtherance of common intention, each person is liable for the result of such act. Once is prove the criminal act was done in furtherance of common intention of all, each person is liable for the criminal act as if it were done by him alone. Section 34 is mainly intended to meet a case in which it may be difficult to distinguish between the acts of individual members of a party who act in further of the common intention of all or to prove exactly what part was taken by each of them. When such participation is establish section 34 can be attracted. Sc 3does not say- “common intention to all” nor does it says – “an intention common to all” but it says ” in furtherance of common intention.

It is held in sevaram v/s state of UP that: the direct proof of common intention is seldom available. It can only be inferred form circumstances appearing from proved facts.

Sec34 does not create distinctive substantive offence; it is only a role of evidence.

Essential ingredient of S.34:

  • There must be a criminal act.
  • The criminal act done by several person.
  • The act is done in furtherance of common intention of all.

Cases:

  • Nandu rasto v/s state of Bihar:

Criminal conspiracy is the essential ingredient of common intention u/s34, of IPC. Participant in criminal act in some manner was also essential but physical presence at scene of occurrence is not always necessary.

  • Barendra Kumar Ghosh v/s Emperor:

It has been observed that though the accused did not played any role to kill the post master but he was standing outside to – stand and wait , which prove he was helping in the criminal conspiracy.

Exception of Common intention:

  • Private defense:

In Subramanian v/s State of Tamil Nadu,   -That if the appellant acted in exercise of their right of private defense of property it cannot be said that they committed a criminal act in furtherance of a common intention because it is protected u/s 96 of IPc.

Section 149: every member of unlawful assembly guilty of offense committed in prosecution of common object- if an offense committed by any member of an unlawful assembly in prosecution of common object of that assembly, or such as the members of that assembly knew to be likely to be committed in prosecution of that object, every person who ,at the time of the committing of that offense, is a member of the same assembly, is guilty of that offense.

Exceptions of Section 149:

  • Principle of vicarious liability. This section is the declaratory of the principle of vicarious liability of the members of an unlawful assembly for acts done in prosecution of common object of that assembly, all the members of that assembly will be vicariously liable for that offence even one or more, but not all committed the said office.
  • Unlawful assembly: It is not necessary under any law that in all cases of unlawful assembly, with an unlawful object, the unlawful assembly must be unlawful object to attract this section. Also too attract section 149 of IPC, only member of unlawful assembly is not enough, the person should have understood that assembly as unlawful and was likely to commit any of the acts which fall within the purview of section 141 of IPC, and it must have been committed in prosecution of common object.
  • Common object: the word Object means purpose or design to make it common, it must be share by all. It may be formed at any stage by all or few members. It may be modify or altered or abandoned at any state. Common object may be formed by express agreement after mutual consultation.  The sharing of common object would, however, not necessarily require the member present and sharing the object to engage himself in doing an over act. Therefore this section is inapplicable in a case of sudden mutual fight between two parties, because of lack of common object.

Essential ingredient of Section 149:

  • Unlawful assembly as contemplated my section 141 of IPC.
  • Accused was a member of such assembly.
  • The accused voluntarily joined that assembly.
  • He knew the common object of that assembly.
  • An office was committed by one or few member of that assembly.
  • Offense must be committed in prosecution of common object of that assembly.

Case Ref:

Difference between Section 34 and section 149 of IPC

Base

Section34

Section 149

Nature of Offense

This section is not a substantive office it is only a role of evidence. it always read with other substantive offices. Punishment cannot be imposed solely upon this section. For example if a person convicted u/s 302 r/w 34 of IPC can legally be convicted u/s 302 r/w 34.

This section is a substantive offense, it also read with other sections. Punishment can be imposed solely upon this section Where as prosecution file a charge sheet u/s 149 the court me convert it to section 34 and impose conviction.

Principle element

Common intention- the principle ingredient of  this section is Common intention, any act which committed in furtherance of common intention attract this section

Common Object: the principle element of this section is Common Object, any act which committed in prosecution of common object. will attract this section

Range of Principle element

Common intention within the meaning of section 34, is undefined and unlimited.

Common object is defined and is limited to the five unlawful objects stated in section 141 of IPC.

Type of Offense

Common Intention requires under this section may be of ANY TYPE.

Common object require under this section must be one of the object mentioned u/s 141 of IPC.

Necessity

Prior meeting of mind is necessary before wrongful act is done under this section. In Nanak Chand v/s State of Punjab Sc held that –  common intention presupposes prior concert and meeting of minds, whereas a common object may be formed  without that.

Prior meeting of mind is not necessary under this section. Mere membership of an unlawful assembly at the time of committing the offense is sufficient.

In the same case (Chand v/s State of Punjab)Sc held that – there may be cases where the object of group is one, but the intention of participants differ.

Liability

It is a joint liability. A joint liability of a person is determined according to the manner in which he becomes associated with commission of the crime. It is of interpretative charater.

It is a constructive liability and vicarious liability. all the members of that assembly will be vicariously liable for that offence even one or more, but not all committed the said office.

Number of Person

Minimum two people require attracting this section.

Minimum five people require attracting this section.

Participation in Crime

Active participation in commission of crime is necessary.

Merely membership of the unlawful assembly at the time of commissioning of crime would be sufficient for this section application, active participation is not necessary.


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The Importance Of Research- Why We Do Research


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We must first understand what research is.  It is another word for gathering of information.  The more information we have the closer we get of making our own decision.  Research is the result of advancing knowledge created in the past.  There are people from all walks of life that contribute to gathered information.  These are ordinary people and extraordinary people.  They include, teachers, students, scientists, professors, scholars, business owners, librarians, book keepers, writers, politicians and many more unknown out there.  These are everyday citizens we interact with.  They all help with the flow information that people use for self help.

Research is designed to solve a particular existing problems so there is a much larger audience eager to support research that is likely to be profitable or solve problems of immediate concern.  We also must understand how research impact our decision making.  Most people make decisions without gathered informations to back them up.  Only few do.  The problem is most people aren’t patient enough to put in the effort.  Research requires time, effort, and sometimes money to have the evidence you need to make a sound decision that’s why many avoid it.  The research you do and evidence you gathered will have impact on your future.  Be adviced, considered the risks or consequences of making an important decision with inadequate evidence.

In conclusion research is very vital to our everyday decision making.  It arms you from wrong informations and save time and money.  It is important to your success as you take on life’s challenges and career decisions making.  But be careful though, becasue too much research without action on what you’ re learning is not good either.  The question is how much information is enough?  How much information can you afford?  Information obesity can be research problem just my advice.  Research plus action will most likely guarantee a successful research.  Now go out there and make good decisions.  I wish you success.  To learn more about taking charge of your future go to my resource box at http://www.unlimited-mlmwealth-online.com Email: prince@unlimited-mlmwealth-online.com cell: 612-363-7576

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How Can You Make Money Day Trading?


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Day trading is an effective way to earn a living without failing in the market. Today’s need for quick cash has elevated the problems of jobless financial professionals on Wall Street. The new purpose of day trading can keep you up for days. You have to have a strong risk tolerance, understand the market, and establish a plan in order to make a difference in your odds.

Here’s a small reality check – you have to know what you’re doing in order to do anything in the first place. Do not jump into day trading to make money without a plan; it can harm your finances, cause you to lose money, and soon find disaster in the market.

1. What is day trading?

Day trading refers to the act of selling and buying stocks in the same day. In reality, over 80% of day traders lose money in their daily transactions so you have to be smart in order to stay in the 20% of traders in the market today. Knowledge of the markets can help improve or destroy your efforts if you do not know how to make money day trading.

Smart traders are always interested in news, company reviews, and work on their entry point to stay intact with the market. You may have to develop your own rules in trading for the best return on your investing. Sometimes you have to keep your mind on some of the basics instead of jumping into advanced steps to make money online. Keep your eyes on the goal then work into a steady pace.

2. Check out The Best Stock Picking Software Review at http://www.Your-DayTradingRobot.com

You can enter the industry by opening a brokerage account with an online investment firm. There are so many available that it’s kind of hard to choose which direction to go. Day trading requires a lot of research for first-timers; never consider the crazy option of choose one and go with it. Think about the fees, maintenance charges, and the management company that will take care of the trading for you. You can cut the problems associated with day trading by finding ways to make money the smart way.

3. Can this turn into a full-time career?

Day trading can become a full-time career with the right moves. A business plan, personal goals, and a strong financial understanding of the market can take you in the right direction. Sometimes you lose interest in the market when you lose money, but you have to have a high-risk tolerance to do day trades consistently. A lot of the trouble associated with creating a way to make money at home would involve investigating the stock market in different angles.

4. Check out The Best Stock Picking Software Review at http://www.Your-DayTradingRobot.com

Just like finding a full-time job requires dedication, finding a brokerage firm that offers cheap trades deserves the same respect. You can make money in day trading if you’re willing to take responsibility for your choices; today’s investors are conquering the stock market with swift, informed decisions. You can do the same by researching your job (day trading) just as much as you would if you were in a corporation.

You can make money in day trading if you have a plan and a high-risk tolerance. The ones willing to take the risks get the results they’re looking for in the stock market. Many subtle, minimal traders get just that – small returns that may have done better in mutual funds. Consistent, daily traders make the mistake of using the markets in the wrong way. Sometimes you have to look into different stocks in order to get the benefits you seek in the stock market. Nothing can come close the feeling of success when you open your account and notice the profits earned on 5,000 shares. You will feel whole. You will feel successful. And you’ll be ready to do more in the same day.

5. Are you ready to begin?

Make the decision today; are you ready to begin a career in day trading? If not, start out slow and see if you make money by trading based on knowledge. Build some wind under your wings to get the returns you’re looking for in the market. Today’s dependability remains in the process of learning, using that knowledge, and building a strong foundation in the market through consistency. Some of the best investors know this, use this as a philosophy, and remain in the 20% that make money day trading on a larger scale.

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What Does REO Mean when Buying Houses?


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As a real estate investor I am frequently asked, what does REO mean?  REO is an acronym for real estate owned which refers to foreclosure properties owned by the bank. Once foreclosure homes are returned to lenders, the bank holds the property title and is responsible for maintaining real estate until it is sold.

Another question buyers want answered is what does REO mean in terms of obtaining reduced prices? In general, banks charge a slightly higher price for real estate owned properties. In addition to recouping financial losses from unpaid mortgage loans and the foreclosure process, banks remove attached liens and judgments in order to sell real estate with a clean title.

Bank owned homes are sold directly through each lender’s loss mitigation department or a designated real estate agent. Properties are sold in as-is condition at reduced rates. Buyers are responsible for repairs and renovations to return REO properties to livable condition. Some homes are in immaculate condition, but the majority requires some level of repair, while others are in need of complete renovation.

Most mortgage lenders obtain broker price opinion appraisals to arrive a fair market value. BPOs can be conducted as drive-by or internal inspections and are less expensive than traditional home inspections and appraisals. Although BPOs can provide an estimated home value, buyers should obtain a full inspection and professional appraisal prior to making an offer on the property.

If additional problems surface during the home inspection, buyers can use this information to further negotiate the purchase price. It is a good idea for buyers to take photographs of major repairs and obtain repair estimates which can be presented to the bank handing the REO sale.

REO properties can be a good option for real estate investors, first time home buyers, and individuals looking for an affordable vacation home. Investors oftentimes seek out bank owned real estate for use as lease-to-own homes and rental properties. Since REO homes are generally priced below market value, investors can earn a good return on investment by rehabbing the house or offering seller carry back financing.

Investing in bank owned homes can save home buyers and real estate investors’ time and money. There is no need to spend time negotiating with creditors and tax agencies to remove liens and judgments. If foreclosed homeowners continue residing in the home, banks commence with eviction action. All the time-consuming and messy details are handled by the bank; allowing buyers and investors the opportunity to purchase and quickly take possession of the property.

Buyers of foreclosure houses quickly discover that lien removal and tenant eviction can be costly and time consuming. Buying a foreclosure home can take several months, while REO home purchases can be quickly expedited.

Multiple sources are available for locating REO properties. Bank of America, Remax, Prudential and Countrywide publish bank owned foreclosure lists directly on their websites. Countrywide participates in the Department of Housing and Urban Development Neighborhood Stabilization Program which offers grant money to buyers who purchase REO homes in areas hit hard by foreclosure.

First time home buyers can locate multiple REO homes for sale to obtain real estate at substantially reduced prices. Buyers can maximize savings by utilizing first time home buying programs and applying for NSP grants.

These are just a few options for buying REO homes. The Internet provides a wealth of information for locating distressed properties at reduced prices. Many local realtors offer seminars to help buyers learn about the advantages of buying bank owned foreclosure properties. Take time to learn the advantages and disadvantages of purchasing REO real estate. Doing so can help you further negotiate the price while locating the perfect home in the perfect location!

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Source by Simon Volkov